Business Funding Climate Score
60
Moderateas of March 9, 2026
Critical (0–39)RiskyModerateOptimal
Key Drivers
- The prime rate at 6.75% is raising variable-rate loan costs for small businesses.
- Tightening large loans at 5.3% deduction indicates rising default risk.
- Business applications at 141830 are trending up, boosting the score by 5.0.
What Is This?
A daily composite score (0–100) measuring how favourable US economic conditions are for small business funding — powered by 6 Federal Reserve indicators, refreshed every morning.
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Prime Rate
Cost of borrowing
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Yield Curve
Credit market signal
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C&I Tightening
Bank lending standards
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Jobless Claims
Labor market health
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Business Apps
Entrepreneur activity
Updated daily · 9 AM EST
📈MacroToday's Analysis
Small Business Funding Conditions
Small business funding conditions are tightening with a 60 score.
Read analysis →US Inflation (CPI)
2.8%
Year-over-Year
Fed target: 2.0% · Above target — Fed remains cautious
Daily Score Digest
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